Fox Symes Home Loans
If you have a home loan and are looking for a lower interest rate or to consolidate your debt, Fox Symes will assist you in finding the best home loan and interest rate available in the market
Fox Symes has access to hundreds of home loans from Australia's largest home loan lenders which include both bank and non-bank financial institutions.
Fox Symes also has its own home loan lending facility for borrowers who may have unique financial circumstances which mean they are unlikely to meet or "conform" to the rules of traditional home loan lenders.
Why choose Fox Symes?
 Market leading interest rates |
MFAA full member |
| 10 minute over the phone pre-approval |
Borrow from $20,000 to $3 million |
| Compare over 100 different home loans |
Insurance for your home loan payments |
| Tailored for all borrowers including bad credit |
Case Studies
Case Study 1: Interest Rate Savings. Find out how Fox Symes assisted David and Julie save over $177,000 in interest over the life of their loan by refinancing at a lower rate. Read more.
David and Julie purchased their home 2 years ago. Their home loan balance was currently $650,000. David and Julie wanted a lower interest rate on their home loan to reduce their minimum monthly repayment and to reduce the amount of interest payable over the life of their home loan.
Fox Symes assisted David and Julie to arrange a new home loan through a major bank.
David and Julie's new home loan for $650,000 was negotiated by Fox Symes at an interest rate 1.2% lower than what they were currently paying to their existing home loan lender.
David and Julie's minimum monthly repayment with their new home loan lender was reduced from $3,980 per month to $3,480 thus saving them $500 per month.
More importantly with the lower interest rate on their new home loan David and Julie would save approximately $177,000 in interest over the life of their new home loan.
Case Study 2: Debt Consolidation Savings. Find out how Fox Symes assisted Talisha to reduce her minimum monthly repayment from $3,000 per month to $2,050 per month thus saving her $950 per month. Read more
Talisha purchased her home 3 years ago. She was also paying off two credit cards.
A snapshot of her loan accounts revealed the following:
Loan Account |
Balance |
Minimum Monthly repayment |
|---|---|---|
| Home Loan | 350,000 | 2,100 |
| 2 Credit Cards | 33,000 | 990 |
| Total | $383,000 | $3,000 |
Talisha’s minimum monthly repayments on her loan accounts were $3,000 per month.
Fox Symes assisted her arrange a new home loan through a major bank.
Talisha’s new home loan for $383,000 was negotiated by Fox Symes to allow her to consolidate all her debts. This resulted in Talisha now making one repayment per month rather than multiple repayments.
Talisha’s minimum monthly repayment with her new home loan lender was reduced from $3,000 per month to $2,050 to per month thus saving her $950 per month.
Case Study 3: Specialty Home Loan Savings. Find out how Fox Symes assisted John and Sally who had a bad credit rating to reduce their minimum monthly repayment from $4,550 per month to $3,250 per month thus saving them $1,300 per month. Read more
John and Sally purchased their home 5 years ago. They were also paying off a motor vehicle loan, a personal loan for a holiday they took the family on last year and three credit cards. John and Sally were finding it increasingly difficult to manage their money and their repayments. They were months behind on their monthly credit card repayments and both their credit ratings were now impaired.
A snapshot of their loan accounts revealed the following:
Loan Account |
Balance |
Minimum Monthly repayment |
|---|---|---|
| Home Loan | 425,000 | 2,550 |
| Mortgage Vehicle Loan | 16,500 | 300 |
| Personal Loan | 8,500 | 500 |
| 3 Credit Cards | 40,000 | 1,200 |
| Total | $490,000 | $4,550 |
John and Sally’s minimum monthly repayments on their loan accounts totalled $4,550 per month
Due to John and Sally’s unique financial circumstances they were unlikely to meet or “conform” to the rules of traditional home loan lenders. Fox Symes assisted them with a new home loan through its own $210 million home loan lending facility for individuals with unique financial circumstances.
John and Sally’s new home loan for $490,000 allowed them to consolidate all their debts. This resulted in John and Sally’s now making one repayment per month rather than multiple repayments.
John and Sally’s minimum monthly repayment with their new Fox Symes home loan was reduced from $4,550 per month to $3,250 per month thus saving them $1,300 per month.
For residents of Australia only
If you are employed and have debts greater than $10,000 please contact us on 1300 361 204 or fill in this form. We have live Debt Consultants available to help you now.
