
Debt Consolidation Example
David was 28 years old, had a good job with an income of $58,000 per annum.
David had two personal loans and three credit cards. His payment history was perfect. However he was increasingly finding it difficult to manage his money, his repayments and maintain a balanced lifestyle.
The Problem
David’s monthly repayments were $955 per month. These payments made it difficult for him to live. A snapshot of his loan accounts revealed the following:
| Loan Account | Interest Rate (%) | Balance | Monthly Payment |
| Personal Loan 1 | 27.00 | 10,000 | 300 |
| Personal Loan 2 | 13.50 | 4,000 | 175 |
| Credit Cards 3 | 18.25 | 16,000 | 480 |
| Total | $30,000 | $955 |
The Solution
David contacted Fox Symes. He wanted to consolidate his debts and therefore applied for a $30,000 personal loan. His application was approved. The personal loan was over 5 years with a monthly repayment of approximately $570 per month. This would ultimately save David approximately $6,500 in interest payments over the life of the loan and his overall monthly repayments would be reduced by $385 per month, thus freeing up cash to allow him to live again.
With the assistance of Fox Symes, his personal loan to consolidate his debts was approved.
(The above is an example only and is not a true account)
Fox Symes may be able to assist you through our relationship with lenders with either a personal loan or debt consolidation loan.
If you would like to find out more about a personal loan or debt consolidation loan call us on 1300 361 204.
More information on Debt Consolidation
For Australian residents only
If you are employed and have debts greater than $10,000 please call us on 1300 361 204 or fill in this form. We have live Debt Consultants available to help you now.
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