Free Debt Assistance Quick, Confidential and No Obligation.

Enquire Online Now OR Request a Callback

Where Can I Buy Calculator

The Where Can I Afford to Buy Calculator is a two-stage calculator designed to help borrowers determine how much house they can afford and within what regions they can afford to purchase a house. First, the calculator determines how much the borrower can afford based on his or her current income and expenses details. Then, the calculator enables the borrower to enter their deposit and determine what postcodes in Australia have properties in their price range.

To use the Where Can I Afford to Buy Calculator, first enter your personal income and expense details. Select whether the income stated is from a single or joint income, and your number of dependents. Enter the amount of your net salary, and mark whether you are paid monthly or fortnightly. Add in any additional income you receive from other sources. You can also select a maximum percent of your income available or choose to use the default amount.

Next, enter your annual expenses (or use the default provided). Enter the amount of your monthly car and credit card repayments, as well as information about any additional payment obligations. Finally, enter the loan details. What interest rate and loan term have you been offered?

Based on the information provided, the calculator will reveal the amount of money you can afford to borrow, and the monthly payment cost for a loan at that amount, interest rate and term.

Next, click "Where can I afford?" Select whether or not you are eligible for a first homeowner's grant. Then enter your available deposit, property, price, state, region and property type and click "where can I afford again"? The calculator will then review information about the median value and price growth of selected regions. You can then begin looking for properties in your price range in the selected region.


Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. It is advised that you consult your financial adviser before taking out a loan.

Enquire Now – Just 4 questions to answer

  1. 1 Do you have a home loan? We can still assist even if you do not have a home loan.
  2. 2 Do you have unsecured debts of $7,000 or greater? Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. 3 Do you receive a regular income?
  4. 4 Have you been bankrupt in the last 13 years?
Next

Yes! We can help you

Option 1: Call us now

Free Call 24 hours, 7 days a week

1300 098 127

Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. We help over 100,000 Australians each year resolve their debt and take financial control.

Option 2: We call you

Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
< Go Back

Unfortunately, we are unable to assist you at this time.

Please contact us for assistance once you have secured a regular income.

We look forward to your call.

< Go Back

Unfortunately, we are unable to assist you.

You need to have over $7,000 in unsecured debt to apply.
For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
< Go Back

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
Enquire Online Call Now

Take control
of your debt today

Call Now 1300 784 182

Or We'll Call You

No thanks, my debt situation is not urgent.

FREE Phone Consultation

Australian residents only

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.