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Savings Calculator

Do you know how much your savings are earning you today? Do you know what the value of your savings account will be in one year? Or 10 years? Or 20? Understanding what your savings account is worth can help you make budget decisions and determine how much you need to save now and in the future.

The savings calculator on this page will help you understand what the current value of your savings account is, and how much more you can earn by making a deposit.

To use the savings calculator, enter the initial amount of your savings account (how much is in the account right now?). Next, enter the amount you will be depositing into the account on a regular basis. Next, select the interest rate assigned by your bank for the account. Then enter the savings term you would like to see results for. Finally, enter the deposit frequency (how frequently will you be depositing the amount entered in the "deposit amount" field into your account?).

The calculator will reveal the total balance of your account at the end of your specified term. It will also show the amount that you've invested, and the total amount of interest earned during that term. Try adjusting the deposit amount, deposit frequency and savings term to see the true power of your savings account.


Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a product.

Money-Saving Tips

  • Begin depositing any windfall income earned (salary bonuses, lottery winnings, gifts, tax returns, or other unexpected income) into your savings account to boost your nest egg.
  • When you create your budget, allocate a specific amount to leisure and entertainment activities. Withdraw the specified amount in cash each month, and keep the cash in a jar or envelope. When the money from the envelope or jar is depleted, you cannot spend any more money on that category for the month. If a surplus remains at the end of the month, deposit the funds in your savings account.

Enquire Now – Just 4 questions to answer

  1. 1 Do you have a home loan? We can still assist even if you do not have a home loan.
  2. 2 Do you have unsecured debts of $7,000 or greater? Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. 3 Do you receive a regular income?
  4. 4 Have you been bankrupt in the last 13 years?
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Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. We help over 100,000 Australians each year resolve their debt and take financial control.

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Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
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Unfortunately, we are unable to assist you at this time.

Please contact us for assistance once you have secured a regular income.

We look forward to your call.

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Unfortunately, we are unable to assist you.

You need to have over $7,000 in unsecured debt to apply.
For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
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Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
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FREE Phone Consultation

Australian residents only

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.