Free Debt Assistance Quick, Confidential and No Obligation.

Enquire Online Now OR Request a Callback

Loan Comparison Calculator

Not all loans are created equal. Upfront fees, monthly fees and variable interest rates can dramatically affect the cost of a loan over its entire term. Further complicating matters is the fact that some loans offer an introductory interest rate for a pre-determined term and an ongoing rate for the remainder of the life of the loan. How can you effectively compare two loan products with different interest rates and introductory terms?

The loan comparison calculator on this page can help you compare and contrast the costs of two different loans to determine which loan is the best deal for you.

To use the loan comparison calculator, begin by entering the details for each loan. What are the upfront and ongoing fees for each loan? What is the introductory interest rate? For how many monthly will that introductory rate last (intro term)? What is the interest rate after the introductory term expires? Once you've completed the loan details for each loan, enter the common loan details. How much are you planning to borrow (loan amount)? What is the loan term (in years)?

Once you've entered the unique and common data for each loan, the calculator will reveal your monthly payment amounts for each loan during the initial interest rate term and for the remainder of the loan. The calculator also shows the total amount paid for each loan after interest. Using the loan comparison calculator, you can make an educated decision regarding which loan is right for you.

Money-Saving Tip

  • Because interest is assessed daily based on the remaining balance on the loan (known as the principal), paying higher payments (or applying a lump sum payment) while the interest rate is low during an introductory term can save a great deal in both interest and time. Pay as much as you can while the rates are favorable to save more time and money!

Enquire Now – Just 4 questions to answer

  1. 1 Do you have a home loan? We can still assist even if you do not have a home loan.
  2. 2 Do you have unsecured debts of $7,000 or greater? Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. 3 Do you receive a regular income?
  4. 4 Have you been bankrupt in the last 13 years?
Next

Yes! We can help you

Option 1: Call us now

Free Call 24 hours, 7 days a week

1300 098 127

Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. We help over 100,000 Australians each year resolve their debt and take financial control.

Option 2: We call you

Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
< Go Back

Unfortunately, we are unable to assist you at this time.

Please contact us for assistance once you have secured a regular income.

We look forward to your call.

< Go Back

Unfortunately, we are unable to assist you.

You need to have over $7,000 in unsecured debt to apply.
For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
< Go Back

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
Enquire Online Call Now

Take control
of your debt today

Call Now 1300 784 182

Or We'll Call You

No thanks, my debt situation is not urgent.

FREE Phone Consultation

Australian residents only

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.