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The following articles provide information to help you get out of debt.

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Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. Fox Symes helps over 100,000 Australians each year resolve their debt and take financial control.

If you are in debt and want to know more about the solutions available to you contact us on 1300 098 127 or fill out the short contact form.

The following articles provide information to assist and to ensure you are informed when resolving your debt.

Beware of Credit Repair

Beware of Credit Repair

9 December 2015  |  0 Comments

Due to Australia’s rising levels of personal debt, it has become increasingly common to see companies offering credit repair services.  With... Read on

How to Budget During the Silly Season

How to Budget During the Silly Season

30 November 2015  |  0 Comments

The Christmas holiday period is one of the hardest times of the year to stay within your budget, with presents to buy and parties... Read on

Financial Hardship - Things You Need to Know

Financial Hardship - Things You Need to Know

30 October 2015  |  0 Comments

If you find yourself struggling with debt and unable to pay your bills, most banks and financial institutions offer financial hardship assistance to their... Read on

Bankruptcy or debt agreement: what’s the best option?

Bankruptcy or debt agreement: what’s the best option?

21 October 2015  |  2 Comments

Despite your best efforts, are your debts out of control?  If you are unable to get your debts under control, it might be... Read on

6 Important Habits of Debt Free People

6 Important Habits of Debt Free People

19 October 2015  |  0 Comments

If you’re in control of your finances credit can help you achieve your goals, if you’re not credit can be... Read on

How to deal with creditors

How to deal with creditors

14 October 2015  |  1 Comment

Being in a large amount of debt is a stressful situation on its own, but having creditors constantly asking you make repayments that you... Read on

Payday Lenders & Small amount loans

Payday Lenders & Small amount loans

12 October 2015  |  0 Comments

Due to the ease of the internet, small amount loans or payday loans, as they are commonly known, are becoming increasingly more common.  ... Read on

How to ensure you can secure a home loan

How to Ensure You Can Secure a Home Loan?

12 October 2015  |  0 Comments

For many Australians owning their own home remains an impossible dream. Despite record low interest rates, many people still struggle to secure a home... Read on

How to get out of debt?

How to Get Out of Debt?

9 October 2015  |  0 Comments

With more and more Australians struggling with debt, from mortgages to car loans to credit cards, the question of how best to get out... Read on

Is a debt agreement right for you?

Is a debt agreement right for you?

8 October 2015  |  0 Comments

A debt agreement might be your best option to help you take control of your unmanageable debt. Before you take that step, let&rsquo... Read on

Creditors are calling me every day. What are my rights?

Creditors are calling me every day. What are my rights?

2 October 2015  |  0 Comments

If you are contacted by a debt collector, you should be cooperative and try to resolve the issue to the best of your abilities. ... Read on

5 Simple Tips for Easier Debt Management

5 Simple Tips for Easier Debt Management

20 June 2014  |  1 Comment

There are steps you can take to manage your debt better. These steps require self-control. Begin Budgeting Many people spend what they earned. Some... Read on

Australia's Bill Paying Habits

Australia’s Bill Paying Habits

30 May 2014  |  0 Comments

Credit Card Addiction & Debt

Australia’s Alarming Credit Card Addiction

30 May 2014  |  0 Comments

What is a Personal Loan & How can I get one?

30 May 2014  |  0 Comments

A personal loan is a smaller loan than a mortgage and is generally used to finance a car or other vehicle, renovations to a... Read on

What is a loan repayment calculator and how can I best use one?

30 May 2014  |  0 Comments

Click here to go straight through to a loan repayment calculator or to learn more about loan repayment calculators read below. A loan repayment... Read on

How to reduce credit card debt

Tips to Reduce Credit Card Debt

30 May 2014  |  0 Comments

Each month thousands of Australians struggle to pay their credit card debt. If you have multiple credit cards with high credit balances, each which... Read on

How to get out of credit card debt

How to Get Out of Credit Card Debt

30 May 2014  |  1 Comment

Credit cards offer you a convenient solution at the store checkout. However, credit cards can also place people in positions of financial difficulty very... Read on

What is Problem Gambling & What Assistance is Available?

What is Problem Gambling & What Assistance is Available?

30 May 2014  |  0 Comments

A federal government enquiry into the gambling industry in Australia (1999) stated, "around 2.1% of Australians had a gambling problem" that's around 300,000 people. And the... Read on

What is a mortgagee in possession?

What is a Mortgagee in Possession?

30 May 2014  |  0 Comments

The majority of Australians today borrow monies from either a bank or a lending institution to assist with the purchase of their home. The... Read on

How your credit report affects your life

How Your Credit Report Affects Your Life

30 May 2014  |  0 Comments

A credit report is simply your credit history. It is a record of the credit applications you have applied for; any credit defaults against... Read on

Credit Repair in Australia

30 May 2014  |  0 Comments

Credit repair is a process that may assist individuals who are seeking to fix problems with their credit report. An adverse credit report affects... Read on

3 Methods to Avoid Problems if Interest Rates Rise

30 May 2014  |  0 Comments

Interest rates affect your borrowing. Interest is the amount of money a company makes on any money they lend. The Reserve Bank of Australia... Read on

3 Key Ways Financial Planning Can Help You

30 May 2014  |  0 Comments

Many Australians have trouble with their finances. Money management and keeping a clean financial record can be hard work. Even simple tasks such as... Read on

How to Fix a Bad Credit Rating

30 May 2014  |  0 Comments

With bad credit your financial options are not completely gone but they may well be greatly reduced. To the average moneylender, a consumer with... Read on

What are Credit Checks & How does it affect you?

30 May 2014  |  0 Comments

Whenever you apply for credit of any kind, the loan provider you are borrowing from has the right to check your credit record and... Read on

Benefits of Budgeting & How it Can Reduce Your Debts

Benefits of Budgeting & How it Can Reduce Your Debts

30 May 2014  |  0 Comments

Budgeting is the key to a sound and secure financial future. It is an easy process and it will allow you to quickly see... Read on

What is Debt Negotiation and How Does it Work?

What is Debt Negotiation and How Does it Work?

30 May 2014  |  0 Comments

If you feel like you are in serious financial trouble because your debts are increasing each day rather than shrinking, your income is not... Read on

A guide to bankruptcy laws

A Guide to Bankruptcy Laws

30 May 2014  |  0 Comments

Are you considering declaring bankruptcy? Knowing the bankruptcy laws will help you make the right decisions about your financial future as well as your... Read on

How to claim bankruptcy?

How to Claim Bankruptcy

30 May 2014  |  1 Comment

If you feel you are unable to control your debts and cannot negotiate a reasonable and suitable arrangement with your creditors then bankruptcy may... Read on

Tips to help you eliminate your debts

Debt Busters: Tips to Help You Eliminate Your Debts

30 May 2014  |  0 Comments

Debt is one of the foundations of everyday life right now as a result many people are living beyond their means. People have debts... Read on

How can I consolidate unsecured personal loans?

How Can I Consolidate Unsecured Personal Loans?

30 May 2014  |  0 Comments

Do you have personal loans that are unsecured and need to be paid off quickly? Many people find themselves struggling to manage unsecured personal... Read on

I Know Someone in Financial Distress: What can be Done to Help Them?

30 May 2014  |  0 Comments

Increasingly more people are finding themselves in financial distress and unable to manage their debts. Unfortunately most people don't know where to turn... Read on

I need financial help. What are my options?

I Need Financial Help What Are My Options?

30 May 2014  |  1 Comment

Are you struggling with your debts and unable to meet your repayments to your creditors? Don't worry you are not alone, many people... Read on

Enquire Now – Just 4 questions to answer

  1. 1 Do you have a home loan? We can still assist even if you do not have a home loan.
  2. 2 Do you have unsecured debts of $7,000 or greater? Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. 3 Do you receive a regular income?
  4. 4 Have you been bankrupt in the last 13 years?
Next

Yes! We can help you

Option 1: Call us now

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1300 098 127

Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. We help over 100,000 Australians each year resolve their debt and take financial control.

Option 2: We call you

Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
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Unfortunately, we are unable to assist you at this time.

Please contact us for assistance once you have secured a regular income.

We look forward to your call.

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Unfortunately, we are unable to assist you.

You need to have over $7,000 in unsecured debt to apply.
For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
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Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
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Australian residents only

FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.